Finances are handled on a case-by-case basis specifically for device purchases.

Contact the office at

We offer liesing  financing only in the nordic countries. 


Klarna also offers the end customer an invoice or installment payment as a payment method, so the customer must identify themselves in the payment. Personal customers can identify themselves with a personal ID and corporate customers with a business ID. Klarna performs its own risk analysis of the customer and then, based on this, gives the customer a choice of all or part of the payment methods. If, for example, the end customer has had payment problems in their history, then Klarna may not offer them an invoice at all as an option.

Paytrail by nets

Paytrail Oyj is a collecting payment service provider and an authorized Payment Institution working in cooperation with Finnish banks and credit institutions. Paytrail Oyj will be shown as the recipient on your bank or credit card statement. Paytrail Oyj will forward the payment to the merchant. For complaints, please contact the website the payment was made to.

Paytrail Oyj
Innova 2
Lutakonaukio 7
40100 Jyväskylä
Phone: +358 207 181 830
Business ID 2122839-7


Online banking

You can pay with any of the online Finnish banks: Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP Bank, Säästöpankki, S-pankki and Ålandsbanken. Paytrail Oyj will appear on your statement as the payee, we will forward your payment to the online business. From the online store, you will be redirected to your own bank to make a payment securely.


You can pay online with Visa, Visa Debit, Visa Electron, Mastercard, Mastercard Debit and American Express cards. The online store uses international authentication services Verified by Visa, Mastercard SecureCode and American Express SafeKey.

Paytrail Oyj appears as the payee on the card statement and forwards the card payment paid by the consumer directly to the merchant. Card payments are made securely using a secure payment form, and card information is not stored in e-commerce systems.

Mobile payments

Mobile payment applications Pivo, MobilePay and Siirto enable you to pay for online purchases by online bank transfer or card payment by accepting the payment in the application. 

Pivo also accepts Siirto payments, so the payment can be accepted in any application that supports Siirto. Apple Pay is a digital wallet that works on all Apple devices allowing you to pay for purchases using saved card information.

Terms of use are available on Pivo’s website (in Finnish).
Pivo terms of use

The terms and conditions are available on MobilePay’s website (in Finnish).
MobilePay terms of use


Terms and conditions applicable to Siirto payments (in Finnish):
OP’s general terms and conditions for euro payments (.pdf)
Terms of use for Siirto at Nordea (.pdf)

Apple Pay
Terms of use are available on Apple Pay’s website (in Finnish).
Apple Pay terms of use


Buy now, pay later

Buy now, pay later services through Paytrail are provided by OP, Walley, and Jousto. 

When you accept the payment, please read the specific terms for each finance company. By accepting the payment, you are also accepting the terms and conditions of the finance company. Terms and conditions are provided by the finance companies and are only in Finnish.

Walley general invoice, credit account and installment payment terms (.pdf)
Standard european consumer credit information (.pdf)
Read more:


Jousto description (.pdf)
Read more:

OP Lasku
OP Lasku (invoice) consumer terms (.pdf)
OP Lasku (invoice) description for the merchant (.pdf)